In the US there are prime brokers (Morgan Stanley, Goldman etc) who are able to borrow Yen from Japanese banks. Hedge Funds, who must have US$ on deposit with their primer broker, then borrow the yen at the prevailing interest rate which was usually near zero for several decades. The Yen are converted into US$ and invested at the prevailing US$ rate of, say, 3-4%. Thus the Hedge Funds earn the interest rate differential between the Yen and Dollar but assume a risk of adverse currency movement.

The most significant shift in cybersecurity isn’t a new exploit or zero-day vulnerability. It’s the weaponization of the information environments where your employees already live—and new research reveals why traditional security training isn’t enough.

In the building and construction industries, several subsectors are projected to see significant growth over the next five years, driven primarily by technological innovation, sustainability trends, and the need for more efficient building processes. Here are ten subsectors with a forecasted CAGR approaching 10% or greater.

Nation-state actors have discovered that synthetic information campaigns can move markets faster than missiles. New intelligence reveals the scale, sophistication, and economic impact of AI-driven disinformation—and what organizations are doing to defend against it.

Several subsectors within the materials and chemicals industries (excluding pharmaceuticals, which we’ll cover in another blog post), are experiencing robust growth with a forecasted Compound Annual Growth Rate (CAGR) near 10% or greater. These high-growth areas are largely driven by a global push for sustainability, advanced technology, and evolving consumer demands.

Smartphones have quietly become the most valuable personal devices people own today. Beyond communication, they now function as wallets, offices, entertainment hubs, health trackers, and identity vaults. As their role in daily life has expanded, so too has the financial risk associated with damage, loss, or theft. This shift has propelled the mobile phone insurance market from a niche add-on into a rapidly scaling global industry.

According to BIS Research, the global mobile phone insurance market was valued at $41.15 billion in 2024 and is projected to reach $126.24 billion by 2035, reflecting the growing need to protect increasingly expensive and indispensable devices.

From Backup Power to the Operating System of the Energy Transition

For decades, electricity grids were designed around a simple assumption: power flows one way, from large centralized plants to passive consumers. That assumption is now breaking down.

Climate volatility, aging infrastructure, electrification of transport, and the explosive rise of AI-driven digital infrastructure are forcing a fundamental rethink of how power is generated, distributed, and governed. In this transition, microgrids are no longer peripheral technologies. They are becoming core infrastructure assets—the control layer of a decentralized, resilient energy system.

The home services industry is huge and diversified, employing millions of workers and thousands of contractors and service providers. The market does feel the effects of recessions, but growth from 2025 to 2030 looks promising as the American housing stock ages.

From routine maintenance to complex renovations, the demand for professional home services is expanding, offering significant opportunities for businesses in this sector.

As the global push toward decarbonisation accelerates, renewable energy is no longer just about installing more solar panels or wind turbines. Behind the scenes, a quieter but powerful market mechanism is enabling this transition at scale — the Renewable Energy Certificate (REC) and Credit Market. Often described as the “currency of clean energy,” RECs play a crucial role in monetising renewable attributes, ensuring transparency, and helping governments and corporations meet ambitious climate goals.

If you ask a progressive farmer how they decide when to irrigate today, the answer is rarely “gut feel” anymore.

It’s more likely: “When my phone tells me the soil moisture has dropped below the threshold.”

Welcome to the age of automated data logging in agriculture – where sensors, cloud platforms, and smart analytics quietly guide everyday decisions in the field.